Harshad Kulkarni’s work on AI-augmented design at Quicken, Canopy AI, Carta, and Credit Karma points to a discipline that cuts against the industry’s default instinct: when teams add AI to a product, the most consequential decision is almost never where to expand the surface, but where to focus it—and the gains from two carefully placed prompts in the right moment of a workflow will consistently outperform a sprawling AI layer applied indiscriminately across the experience. His broader argument is structural: as AI compresses the product development cycle and dissolves the boundary between design and product management, the most leveraged design work has moved beneath the interface itself, into the layer where the system’s entities, intents, and reasoning are defined.